Gap Protection Plans
Customizable Protection for Life's Hidden Costs
Gap Protection Plans
Voluntary ancillary coverage tailored to your workforce
Even the best health insurance leaves gaps—high deductibles, co-pays, and non-medical expenses. Our Ancillary (Voluntary) products allow employees to pick and choose extra layers of protection like Accident, Cancer, or Critical Illness insurance.
Core Capabilities
[01]
Accident Insurance
Lump-sum payments for injuries at home or on the job.
[02]
Critical Illness
Cash benefits for heart attack, stroke, or cancer diagnoses.
[03]
Hospital Indemnity
Payments for every day an employee is hospitalized.
[04]
Portable Benefits
Employees can keep these policies even if they change jobs.
Gap Protection Plans
The strategy
These plans are typically 100% employee-funded, meaning they cost the employer $0 to offer. They provide your staff with "cash-in-pocket" benefits during emergencies, preventing them from falling into debt due to medical bills.
Services
